As part of the asset account linking workflow for these institutions, the borrower will be redirected to the bank website, where permissions can be given to AccountChek to retrieve account and transaction information. AccountChek and AccountChek 3n1 use the information we collect to provide verification and analysis of a borrower's asset accounts, employment information, and income data, respectively, to the requesting lender, to administer our web site, and to improve our service. “The combined platform, including AccountChek, creates additional opportunities to streamline loan processes, while ensuring business continuity for. FCRA/HUD approved and meets the CFPB & Dodd Frank Ability-to-Repay asset. Large providers are ADP, Paycom, Paychex, Gusto, etc. The company's flagship verification service, AccountChek, enables consumers to verify income and employment with more than 50 payroll providers and 100,000 employers. e. This section describes the Floify Encompass integration implementation details for two-way data communication between Floify and Encompass. ql. accountchek. What is Plaid? Plaid is a service that provides the technology to connect your financial accounts and share their data with an app, service or company. PointServ ® VOA Report – 855-298-8400. com is 1 decade 4 years old. The VOA/VOIE Report column will display the report generation status. You don't need any account numbers or statements, just the name of your financial institution or payroll company and your login creditials. NOTE: Fannie Mae does not endorse any particular vendor, and does not represent. Search New support ticket . Residual Income Knowledge Index new. Apple Safari. Lender wants access to my bank accounts. They will ask for your account, transit, & branch #'s though. Checking, Savings, Time Accounts (CD), Debit cards, Credit cards, Loans & lines of credit, Safe Deposit Box. . AccountChek™ by FormFreeFloify's integration with Day 1 Certainty-approved digital asset verification provider AccountChek™ by FormFree allows lenders and originators to order and receive borrower asset reports within Floify by connecting their existing AccountChek account. It is a domain having com extension. ATLANTA, Ga. My lender, who is legitimate, is asking me to help them verify my bank account balances via a service called accountchek. Is this safe and secure? Is it a new standard. Detailed instructions on how to login to the AccountChek dashboard, place orders, manage orders, retrieve reports, and more. DVOE functionality will be available to all lenders and. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. com. AccountChek does not sell, share, license or transmit borrower information with or to third parties without the express authorization of the borrower. Simply fill in the work email address and password associated with your AccountChek credentials. Check ticket status. If you have questions regarding our Enterprise plans, please contact our sales department at sales@floify. As the title states the lender wants login access to my accounts. As you type, the search engine will produce a list of close matches. Search New support ticket . Is This Safe? Yes. accountchek. Apply for an Account or Service Online. accountchek. . com has an invalid SSL certificate. Typically, the default values are 30, 60, and 90 days. You can search for your employer. At this point, they will need to return to the original browser window or tab that accessed the AccountChek order originally. FormFree sharpens focus on decentralizing and democratizing consumer access to credit with strategic divestiture of AccountChek Eric Lapin promoted to president to oversee fintech's evolution to. : Best for no monthly. SharperLending 4506-C Tax Transcript – 800-452-1174. I was told it was to verify income and I argued that I can provide any statement they want. To pull daily, production-level reports for your company, you must first be granted the appropriate level of access, please check with your company’s Corporate Administrator, or reach out to a member of the AccountChek team. doe@acb. . And unlike the other methods, AccountChek is accessible from an. With this integration, brokers and financial institutions that use Zip will be able to take advantage of the various benefits of Day1 Certainty, including greater speed and a simplified verification process. FormFree has developed AccountChek for mortgage technology professionals to conduct digital verification of employment, income and assets, with the notion that collecting this information from borrowers will cut down the time for loan origination by as many as 20 days. While this guide is focused on VOA for a direct migration from SOAP, our REST API also supports additional AccountChek services like VOIE so other workflows we link to in this guide will reflect that. If you don't remember the credentials to access your payroll account, you need to reset your credentials. , acquired the AccountChek platform previously offered by FormFree. For an investment account: Username - nancy. FormFree announced earlier this week that Fannie Mae chose it as the first “designated vendor” for asset verification through. vestment@acb. Search New support ticket . Using the search bar in the top-right corner, you can search for a particular order by Borrower Name or Reference #. Rocket Mortgage Data Partners include: Accountchek. See full list on bernoff. This workflow uses our Verifier API ( Specifications ). ). White Papers. . com. Ensured. com for assistance. Crosscountry has entered into an agreement with FormFree to use AccountChek, the mortgage industry’s leading automated solution for verification of deposit and asset (VODA). subsidiary, acquired AccountChek, a digital asset, income and employment verification platform available through multiple channels. Modified on: Wed, 18 Mar, 2020 at 3:55 PM After your lender requests an AccountChek asset report for you, you will receive an email from [email protected] will receive a temporary reset link by email. Ratings and Reviews for accountchek - WOT Scorecard provides customer service reviews for accountchek. AccountChek security meets the high standards of security used by banks and other. Home Solutions Forums. 00. AccountChek hosts biweekly, open-invitation webinars for users new to AccountChek and our online dashboard. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. This report supports the latest 10-day pre-closing verification (10-day PCV) enhancements to Freddie Mac’s Loan Product Advisor ® (LPA SM) asset and income modeler (AIM). Insufficient History (Code: 511, Dashboard Status: No Transactions / Encompass Status: Insufficient Transaction History) Needs Update (Code: 509, Dashboard Status: Needs Update / Encompass Status: Credential Issue on Refresh) Communication Issue (Code: 5032, Dashboard Status: Alert / Encompass Status: Unable to Connect to FI) Happy Customer. com. SimpleNexus. If you have a paystub from the company you work at, you should see a payroll provider's company name somewhere on the paystub. Universal Credit Services 4506T – 877-878-6691. In this case, at least one of the accounts linked – usually a checking account – is not returning enough data. We have completed over $3 trillion in. Below you will find our Overview of the Borrower process. Thu, 8 Jun, 2023 at 5:23 PM. As you type, the search engine will produce a list of close matches. floify - the leading mortgage automation and point-of-sale solution. accountchek. A HousingWire TECH100™ company for four consecutive years, FormFree is based in Athens. You can use either one to get started. Wondering how many of you have submitted financial info via accountchek and if it is safe. Once you reach the User Management page, a list of all users will be displayed. GENERAL INFORMATION All AccountChek logos, product and service names are trademarks and. 15. To import a report, locate the Reissue Key or Report ID in the top-right corner of the report. AccountChek and Buying a Home. com for. website maker FormFree‘s AccountChek automated asset verification service is now available through Ellie Mae’s Encompass Consumer Connect point of sale loan origination solution. Trusted by major Lenders, Investors and Financial Institutions. Viewing & Downloading Where: Roostify Note: When a borrower links accounts during the application flow, bank statement-related tasks will automatically be moved to the Completed section within Roostify. The pioneer of digital asset verification. My lender, who is legitimate (I used them a few years ago for the original purchase of my home), is asking me to help them verify my bank account balances via a service called accountchek. The borrower has followed the link in the invitation email and arrived at the AccountChek site. Check ticket status. The AccountChek integration with Ellie Mae’s Encompass will allow us to ensure bank account authenticity and increase originations by automating the collection, verification and analysis of. On this. 22. Detailed instructions on how to log in to the AccountChek system, find your financial institutions and link your accounts. The Communication Issue (Alert) status occurs when there is an issue connecting with one or more of the borrowers financial institutions to retrieve financial data. Their lender wants me to complete an AccountChek, which is. For the current status of AccountChek or to subscribe to notifications, please visit status. AccountChek's state-of-the-art security keeps consumer data private! You can access the AccountChek 3in1 link we send you using your smartphone or on any device. If you want to refresh the report within Encompass you will need to take one additional step to import it. After login, you will be taken to the Orders Dashboard, which will display all orders created by you and those that you have. Check ticket status. If you don't know how to find it, you should log into your Workday account, click on profile (small photo on the top right of your page), then click on "My Account" and then open "Organization ID". ACCOUNTCHEK delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit paper copies of bank statements and investment statements. One invoice. The technology behind AccountChek bundles each borrower's financial and employment data, converting it into an underwriter-friendly format before delivering it to lenders' origination staff. Provides instant digital statements from more than 15,000 financial institutions. AccountChek Setup: If you are added to the system by an AccountChek representative, you will receive two user setup emails. com links to network IP address 104. AccountChek by FormFree: The lender must choose FormFree as the 3. Once you’re enrolled, return to the AccountChek system and continue where you left off. AccountChek offers a technology-based deposit, asset, employment, and/or income verification service (the “Service”) designed to make it easier for a lender to verify and monitor the deposits, assets, employment status, and/or income of a prospective or current borrower by performing the following on your behalf: (1) Securely retrieving. This Reference Number includes the borrower Social Security number, a colon, and then the FormFree Report ID or Re-issue Key. Additionally, because AccountChek delivers rent payment history along with VOA and VOI/E, it allows brokers to better serve ‘credit invisible’ borrowers with thin credit files thanks to. com. The review of accountchek. This issue typically resolves itself within 24 hours, once the connection is re-established. Next you will be asked to select your Payroll Provider. If you would like to make use of the Lite Report feature. No reputable company will ask for you bank login information. Operating Status Active. Use MyWOT to run safety checks on any website. Once Refresh Report has been. The following financial institutions connect to AccountChek via OAuth Connections. What's the audacity of Accountchek. I was told it was to verify income and I argued that I can provide any statement they want. AccountChek's state-of-the-art security keeps consumer data private! You can access the AccountChek 3in1 link we send you using your smartphone or on any device. com. With this integration, brokers and financial institutions that use Zip. GMM will use AccountChek to simplify the loan application experience for borrowers, improve productivity for its team of 120 mortgage loan officers and reduce loan cycle times. AccountChek allows us to offer streamlined, secure and accurate verification of our customers’ assets. We can pull information from virtually any account that the borrower manages online — including bank, credit union, brokerage and insurance. Is this safe and secure? Is it a new standard. AccountChek security meets the high standards of security used by banks and other. Your lender will quickly back down and offer to accept pdf of bank statements. , the loan officer or loan processor) may choose a 30-day, 60-da. 2. DVOE reports will cost $15 for the. The AccountChek Asset Report is an accepted substitute for the Form 1006 Verification of Deposit. If you have successfully closed the loan and the borrower is still receiving emails from the AccountChek system, closing the order will let us know that you no longer need connectivity and all automatic borrower communications will cease. Submitting your information online through the AccountChek service is significantly more secure than emailing, faxing, or mailing copies of your account statements. A Common Scam Scenario: You receive a text message from an imposter, pretending to be your bank to alert about a suspicious transaction. Downloaded reports will be placed in the eFolder and titled Verification of Assets. . When you change the branch and region of the owning Verifier, the. Search New support ticket . . In accordance with Google Safe Browsing, Google Safe Search and Symantec accountchek. Detailed instructions on how to login to the AccountChek dashboard, place orders, manage orders, retrieve reports, and more. Our Verification Services provide our clients the confidence to fund or modify loans based on the most up-to-date and reliable information. Electronically verify consumer’s bank account & investment balances quickly & accurately. Professional, friendly, helpful and knowledgeable. The borrower has selected their financial institution, but has yet to enter credentials. Since Roostify is a point-of-sale (POS) platform and is designed to be borrower driven, some AccountChek order management functionality will be determined by which Loan Origination System (LOS) you use (or the AccountChek Dashboard). Envoy empowers over 16,000 workplaces and properties around the globe to redefine how their workplaces run. Informative Research, a Stewart Company, is a leading technology platform that delivers data-driven solutions to the lending community. To allow for this, we provide the ability to set up a self-hosted application for receiving and handling postbacks from the AccountChek Webhook. com is SAFE to browse. Automated emails will be sent when reports become available for view, to distribute training resources, and to notify you of important updates and new features that will. In either case, the 60 day average cannot be calculated. accountchek. The borrower will need to click the checkbox next to each account they wish to share, and click the “Finish and Share”. Encompass® User Guide. We view improving consumer financial equity, including. owning Verifier. LPA’s AIM for Income automates the assessment of borrower income using direct-source employer and payroll. Informative Research (IR), a subsidiary of Stewart Information Services Corporation (NYSE:STC), today announced the acquisition of the AccountChek® platform previously offered by FormFree. Additionally, not all production-level users necessarily have view-access for all orders placed within given company. Our patented AccountChek® and Passport® products open doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®). Status Codes 6. The refresh period cannot be modified once an order is placed, and it begins as soon as the borrower successfully. To add a new user, first, click on your name in the top-right corner to display the drop-down menu, and then click Verifiers. My lender, who is legitimate, is asking me to help them verify my bank account balances via a service called accountchek. com or 720. In addition, other approved vendor. This Reference Number includes the borrower Social Security number, a colon, and then the FormFree Report ID or Re-issue Key. Most banks offer an easy online banking enrollment process that only takes a few minutes to complete, so you may be able to visit your bank's website and enroll in their online banking service. Categories: Business, Finance and Banking. Using AccountChek is simple, ultra-secure, and reduces the time it takes to process your loan. AccountChek is an asset verification service that streamlines the loan underwriting process for both borrowers and lenders, resulting in quicker decisions and higher borrower satisfaction. Marissa doesn’t use AccountChek in her role as a broker, but she wishes more lenders did. Informative Research (IR), a subsidiary of Stewart Information Services Corp. The verifier (i. Now part of the Fannie Mae’s Day 1 Certainty™ reps and warrants relief initiative. AccountChek Roostify Demo. Detailed guides on logging in to the AccountChek system, finding your institutions, linking your accounts, and more. For the current status of AccountChek or to subscribe to notifications, please visit status. Please let your background screener know that you were unable to verify employment and they will use a different process to verify employment. Tue, 26 Jan, 2021 at 9:08 PM. The integration means home buyers who apply for mortgages on the self-service Encompass Consumer Connect platform can have their assets quickly. eNewsChannels NEWS: (BALTIMORE, Md. Search New support ticket . com). While it’s possible to add handling for other AccountChek services later, we. This doesn't seem right. Chime Checking Account. Stay safe while you browse. FormFree helps lenders understand credit risk like never before with its patented Passport® product, which opens doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®), and patent-pending Residual Knowledge Income Index™ (RIKI™), an innovative method for evaluating consumer creditworthiness based. com is pretty a safe domain. , April 6, 2017 (SEND2PRESS NEWSWIRE) -- HLP today announced it will integrate FormFree's AccountChek(TM) automated asset verification service into its communication platform, making. This report, shortened to DVOE, is available as a report generation option in the AccountChek Verifier Dashboard. 165. com similar to. March 7, 2023. Investment Stage. AccountChek streamlines the mortgage process by empowering borrowers to share their asset and payroll data electronically in an underwriter-friendly format lenders can use to assess asset, income. com uses Froala Editor, Google Tag Manager, Nginx, WordPress, Yoast SEO, jQuery Migrate, jQuery, Font Awesome, PHP, MySQL web technologies. . . The Refresh Period determines how long an AccountChek order remains open. Benefits AccountChek has delivered for the Guaranteed Rate team include 1: Internal Efficiency “AccountChek is able to make our processing teams more efficient in three ways,” says. For the current status of AccountChek or to subscribe to notifications, please visit status. It indicates a way to close an interaction, or dismiss a notification. For the current status of AccountChek or to subscribe to notifications, please visit status. You will also find one-page document outlining our security protocols using high-level easy to understand the terminology. com show that accountchek. Thu, 8 Jun, 2023 at 5:23 PM. Solution home Integration Guide. First you must locate the report you would like to refresh in the AccountChek Dashboard. For the current status of AccountChek or to subscribe to notifications, please visit status. Borrowers send their direct-source financial data straight to lenders in an underwriter-friendly format that reduces delays, manual errors and fraud risk. The counter argument was that they would be only able to. AccountChek is a digital verification of asset, income and employment service that drives insight into a consumer’s financial profile and is available to customers through multiple channels. $99M. 03 Mar 2023. Reports can be downloaded via the Reports section of the Order Detail page by clicking Download VOA or Download VOD. AccountChek is also being sold alongside other MeridianLink services. Using AccountChek Bank Here are the steps to use AccountChek Bank in the borrower experience Step 1: Search f. . com. Employees can typically find their pay stubs online in a payroll provider&#. FormFree’s AccountChek 3n1 securely delivers direct-source VOA and VOI/E data in less than a minute, significantly shortening loan application timelines and collecting critical underwriting. If the borrower has deleted their invitation email, you can send an additional one via the AccountChek Encompass integration. Today, AccountChek is an integrated service available in more than 100 loan origination systems, point-of-sale solutions and reseller platforms. This doesn't seem right. Average balance is calculated by calculating the ending daily balance. What is Accountchek? AccountChek is an unbiased third party service used by lenders to collect your digital account statements. Fri, 6 Oct, 2023 at 11:56 AM. For over 12 years, AccountChek has helped borrowers skip the paper chase when qualifying for a loan. This means two things: 1. For DU institutions activated to receive information from AccountChek by FormFree, the DU validation service will use the asset information for DU Version 9. Check ticket status. lenders and their millions of customers. Google Chrome. The Default Verifier (DV) is simply a registered AccountChek user that all orders placed through an integration will be tied to. Tip: If you are a Consumer Connect or SimpleNexus. On the institution website, the borrower will select their accounts and confirm that they give permission to share information with AccountChek. At any point while the order is still open, you can choose Refresh Report from the Available Actions column and press Go to generate a new report with updated asset information and transaction history. Verify deposits and assets from the same platform used for credit reports and other services. . Once the borrower opts into AccountChek through opportunity 1 or 2, a new tab will open in the same browse and prompt them to complete the following steps to link. accountchek. . AccountChek ® is fast, simple to use and provides the safest and easiest way to share the financial information your lender needs — no account statements are required. , a leadin. AccountChek was the first electronic asset validation solution to be accepted for Fannie Mae’s Day 1 Certainty ® program. This is the number of days of history you would like to be present on the report. AccountChek is an unbiased third party service used by lenders to collect your digital account statements. For the current status of AccountChek or to subscribe to notifications, please visit status. To register for a. Reduce origination times by up to 8 days!AccountChek collects data directly from virtually any financial institution and generates reports in just minutes, creating enormous time savings for both borrowers and lenders. The table below describes the four main Loan Officer tasks for AccountChek orders created. com. Then, verify that the borrower is selecting the correct financial institution while logged into the AccountChek app. v. For mortgage bankers that are weary of the often. AccountChek delivers VODA reports in minutes through a secure web and mobile portal, eliminating the need for borrowers to submit endless paper copies of bank statements and giving lenders a safe and simple means of complying with newFor the current status of AccountChek or to subscribe to notifications, please visit status. The following financial institutions connect to AccountChek via OAuth Connections. We connect people, spaces and data to power the places where people work best together. Homeowners Protection Act - FDIC. Read the latest. com uses Apache web technologies. Modified on: Wed, 21 Nov, 2018 at 2:44 PM. floify's mortgage automation and point-of-sale software solution streamlines and organizes the loan origination process for lenders and mortgage borrowers. The Asset Reports section will show all reports that have been generated for this order. March 1, 2023, 9:23 am By James Kleimann. AccountChek. com. In these instances, updating the email address and last 4 of SSN will allow borrowers to log back into the service and add additional account information after the initial application. Because of this, other AccountChek users that need to access and manage the DV's orders will need to have permission to view orders placed in the DV's assigned. Home Solutions Forums. ” You can verify your assets right now on your smartphone, or later on any device. If that doesn’t work, contact your lender to request a new link. CONTACT. My lender, who is legitimate, is asking me to help them verify my bank. Automate your VOD process for as little as $12. AccountChek and your privacy Don't give these clowns your usernames and passwords. Now part of the Fannie Mae’s Day 1 Certainty™ reps and warrants relief initiative. I'm not signatory to any contract or any part of their loan. , an innovative mortgage banker that uses web-based tools to facilitate a streamlined loan process, is one step closer to fully paperless loans. accountchek. *Update* Wells Fargo has approved AccountChek™ (a FormFree VOA/VOD product) for ALL loan types. GMM will use AccountChek to simplify the loan application experience for. accountchek. floify. NetOxygen. 7) 24/7 Convenience: AccountChek's platform is accessible online or via mobile devices 24. When filling out the FNMA Streamlined 1003, the AccountChek asset report can be submitted via the AccountChek Asset ID fields in the Additional-Provider Data section. Individual users can login using the Username and Password fields or an Encompass admin user can enter a single set of credentials in Company Username and Company Password fields. Solution home Integration Guide Roostify. If you have questions or comments about this privacy policy, please e-mail us at compliance@formfree. Shorter mortgage approval times help you close loans faster. Use neem oil for oil pulling or chew on neem leaves for optimal dental health. Order availability to a branch and region is currently defined by the. , acquired the AccountChek platform previously offered by FormFree. Contact. A previously generated VOIE report must exist to order a VOE refresh. The Asset Accounts section will display all accounts that have been shared by the borrower and provide some basic information, including the name of the Financial Institution (FI), Account #, Account Type, and the balance. By eliminating the need for paper bank. We think accountchek. Home Solutions Forums. Oral Health Ally: Neem leaves and oil are known for their ability to combat dental issues. Lenders using FormFree’s AccountChek with LPA will immediately benefit from this enhancement once it is announced in the July publication of the Freddie Mac Single. Which do you prefer? Borrower: Of course!Deposits-Based Verification of Employment Report. AccountChek. Reach out today. Business Online Banking & Bill Pay (including Online Banking through QuickBooks. Please contact [email protected] tested and GSE approved, AccountChek securely delivers automated asset verification data and on-demand reports to more than 300 leading U. To ensure that you can comfortably afford the payments your loan requires, your lender needs to analyze your finances. accountchek. WOT’s security score is based. your security is our top priorityWho is AccountChek®?. More than 3,000 lenders have placed nearly 4. She explained it as a secure website that will import our transactions and account balances into the loan file, everything. Includes a technology named Closing Insight to streamline the complex, multi-party closing process in support of TRID requirements. AccountChek collects data directly from virtually any financial institution and generates reports in just minutes, creating enormous time savings for both the borrower and the lender. Employees can typically find their pay stubs online in a payroll provider&#. IR AccountChek ® Verification of Assets. Clearing your cache or performing a hard refresh for your browser may solve any issues that you’re experiencing. . Out of more than 400 nominations, developers of AccountChek paperless verification of deposit and asset (VODA) solution among six most innovative technology companies in the housing industry. The same is also true of the AccountChek. Chase Bank. Microsoft Edge. Closing or Canceling an AccountChekOrder. accountchek. Our patented AccountChek® and Passport® products open doors to more inclusive credit decisioning by revealing each customer’s true ability to pay (ATP®). Responses and solutions for frequently asked questions related to user management and permissions. If a user can't see orders that they should have access to, you may need to adjust the user's role, region, branch, or branch visibility to remedy this. rd. Tue, 11 Aug, 2020 at 10:38 AM. Additionally, not all production-level users necessarily have view-access for all orders placed within given company. AccountChek by FormFree eliminates the hassle of collecting bank statements and other asset documents for loans by empowering borrowers to digitally submit their financial data directly to lenders in minutes. Having a clear view of your applicant’s account balances enables you to review cash reserves to prevent costly loan. Enter your search term here. com receives about 7,395 unique visitors per day, and it is ranked 425,673 in the world. Borrower Opportunity 1 During the application fl. , April 3, 2018 (SEND2PRESS NEWSWIRE) -- Automated verification provider FormFree(R) today announced that its flagship AccountChek(R) automated asset verification service is now part of. AccountChek and AccountChek 3n1 use the information we collect to provide verification and analysis of a borrower's asset accounts, employment information, and income data, respectively, to the requesting lender, to administer our web site, and to improve our service. This can be done by navigating to the AccountChek Dashboard (verifier. Having a clear view of your applicant’s account balances enables you to review cash reserves to prevent costly loan. Advantage Credit’s Verification Services provide a crucial source to request verifications. Information Research (IR), a Houston-based Stewart Information Services Corp. com. The Refresh Period determines how long an AccountChek order remains open. Importing reports will allow you to manage the report from within the AccountChek integration. This will walk them through the AccountChek process from their first login through their account submission. Is accountchek. ) -- HLP (Hope LoanPort) today announced it will integrate FormFree's AccountChek(TM) automated asset verification service into its communication platform, making it easier for consumers and HUD-certified, nonprofit housing counselors to apply for loan modifications and other options to avoid. The solutions provider currently serves over 3,000 mortgage companies, banks and lenders throughout the United States. How can we help you today? Enter. Activation for AccountChek by FormFree is available after the weekend of December 10, 2016. Refresh Period determines how long an AccountChek order remains open. At this point, the borrower will receive a success message from the institution itself, stating that they have successfully shared their accounts. Selecting this will allow you to view the reports directly from the eFolder. Step One: Enter the borrower information. While orders will automatically close at the end of the Refresh Period, they can be manually closed via the AccountChek Encompass integration. 229. As no active threats were reported recently by users, accountchek. Finicity’s mission is to help individuals, families and organizations make smarter financial decisions through safe and secure access to fast, high-quality data. Xactus’ Verification of Assets and Deposits is an essential part of your due diligence during the mortgage loan approval process.